{"id":223173,"date":"2023-04-17T11:16:14","date_gmt":"2023-04-17T15:16:14","guid":{"rendered":"https:\/\/sftarticles.wpenginepowered.com\/es\/?p=283683"},"modified":"2025-07-01T19:29:38","modified_gmt":"2025-07-02T02:29:38","slug":"official-apple-card-savings-account","status":"publish","type":"post","link":"https:\/\/cms-articles.softonic.io\/en\/official-apple-card-savings-account\/","title":{"rendered":"Apple Card Unveils New Savings Account with 4.15% Interest Rate for U.S. Customers!"},"content":{"rendered":"\n<p>After several announcements, rumors and waiting, the Apple Card savings account has officially arrived in the United States. The Cupertino company <a href=\"https:\/\/www.apple.com\/newsroom\/2023\/04\/apple-cards-new-high-yield-savings-account-is-now-available-offering-a-4-point-15-percent-apy\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">announced today<\/a> the availability of this service that we can access from the Wallet app on our iPhone. A service with which we can <strong>get a 4.15% interest<\/strong> on the money we store in the account.<\/p>\n\n\n\n<!--more-->\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" alt=\"Apple Maps\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/923de036-7a0e-4ff6-8fcb-aea985678761\/685095516\/apple-maps-logo\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">Apple Maps<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/apple-maps.en.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">DOWNLOAD<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/apple-maps.en.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Apple Card benefits generating more benefits<\/h2>\n\n\n\n<p>The new Apple Card feature allows us to <strong>open a high-yield savings account<\/strong>. Apple offers this service hand in hand with Goldman Sachs who is responsible for managing the interest on the money and also managing the interest on the Daily Cash we earn from using the Apple Card both online and through Apple Pay. Jennifer Bailey, vice president of Apple Pay and Apple Wallet, explains it like this:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>&#8220;The savings account helps our users get even more value from their favorite Apple Card benefit &#8211; the Daily Cash &#8211; while giving them an easy way to save money every day. Our goal is to build tools that help users lead healthier financial lives, and building the Apple Card savings account in Wallet allows them to spend, send and save Daily Cash directly and seamlessly, all from one place.&#8221;<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/articles-img.sftcdn.net\/sft\/articles\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-1024x576.jpg\" alt=\"\" class=\"wp-image-223179\" srcset=\"https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-1024x576.jpg 1024w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-300x169.jpg 300w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-768x433.jpg 768w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-800x450.jpg 800w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-664x374.jpg 664w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-238x134.jpg 238w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-436x246.jpg 436w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-370x208.jpg 370w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-304x170.jpg 304w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-18x10.jpg 18w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j-150x84.jpg 150w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/3\/2023\/04\/Apple-Card-Savings-account_big.j.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>If we are in the United States, and assuming we have our iPhone updated to the latest available version of iOS, we can <strong>open the account directly in the Wallet app on our phone<\/strong>. Simply tap the three-dot button at the top of the screen, tap Daily Cash and select Set up savings account.<\/p>\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" alt=\"Apple Maps\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/923de036-7a0e-4ff6-8fcb-aea985678761\/685095516\/apple-maps-logo\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">Apple Maps<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/apple-maps.en.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">DOWNLOAD<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/apple-maps.en.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<p>Once the account is up and running, <strong>the money from the Apple Card benefit program will come directly into our account<\/strong> and start earning interest. Alternatively, if we prefer, we can choose to have the Daily Cash added to the balance, where it will not generate profits. A choice we can make according to our needs directly from the Wallet app on our iPhone. A single place to manage our money easily.<\/p>\n\n\n\n<p><em>Some of the links added in the article are part of affiliate campaigns and may represent profits for Softonic.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A service with which we can get 4.15% interest on the money we store in the account.<\/p>\n","protected":false},"author":9262,"featured_media":223176,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","wpcf-pageviews":0},"categories":[1015],"tags":[4055],"usertag":[],"vertical":[],"content-category":[],"class_list":["post-223173","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-apple-card"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/223173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/users\/9262"}],"replies":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/comments?post=223173"}],"version-history":[{"count":1,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/223173\/revisions"}],"predecessor-version":[{"id":320945,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/223173\/revisions\/320945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/media\/223176"}],"wp:attachment":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/media?parent=223173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/categories?post=223173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/tags?post=223173"},{"taxonomy":"usertag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/usertag?post=223173"},{"taxonomy":"vertical","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/vertical?post=223173"},{"taxonomy":"content-category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/content-category?post=223173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}