{"id":297686,"date":"2025-03-12T05:18:19","date_gmt":"2025-03-12T12:18:19","guid":{"rendered":"https:\/\/sftarticles.wpenginepowered.com\/en\/?p=297686"},"modified":"2025-07-01T15:12:08","modified_gmt":"2025-07-01T22:12:08","slug":"n26-launches-one-of-the-highest-interest-savings-accounts-available-today","status":"publish","type":"post","link":"https:\/\/cms-articles.softonic.io\/en\/n26-launches-one-of-the-highest-interest-savings-accounts-available-today\/","title":{"rendered":"N26 launches one of the highest-interest savings accounts available today"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a surprising move,&nbsp;<strong>N26 has introduced a savings account with an interest rate of 2.79%<\/strong>, making it one of the most competitive options on the market. At a time when most digital banks are lowering their interest rates due to recent cuts by the European Central Bank (ECB), N26 has taken a different approach to attract new customers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A savings account designed exclusively for new customers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This new&nbsp;<strong>high-yield savings account is available only to new customers<\/strong>&nbsp;who sign up with N26 starting today. Additionally, to activate the account and benefit from the high interest rate, users must&nbsp;<strong>link their Bizum account to N26<\/strong>, although there is no requirement to use the service a minimum number of times.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N26 has also set a&nbsp;<strong>maximum balance of \u20ac50,000 eligible for interest payments<\/strong>, ensuring that customers can earn a steady return without taking any financial risks. Compared to other digital banks, such as Revolut, which requires a premium subscription to offer similar rates, N26 provides a clear advantage by eliminating additional fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Full access to funds and deposit protection<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One of the biggest advantages of this savings account is that&nbsp;<strong>funds remain fully accessible at all times<\/strong>, meaning customers can withdraw their money whenever they need it without any penalties. Moreover,&nbsp;<strong>deposits are insured up to \u20ac100,000 by the German Deposit Protection Scheme<\/strong>, adding an extra layer of security for account holders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By launching this new account,&nbsp;<strong>N26 positions itself as a leader in the digital banking sector<\/strong>, offering a risk-free savings solution with a competitive return rate.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a surprising move,&nbsp;N26 has introduced a savings account with an interest rate of 2.79%, making it one of the most competitive options on the market. At a time when most digital banks are lowering their interest rates due to recent cuts by the European Central Bank (ECB), N26 has taken a different approach to &hellip; <a href=\"https:\/\/cms-articles.softonic.io\/en\/n26-launches-one-of-the-highest-interest-savings-accounts-available-today\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;N26 launches one of the highest-interest savings accounts available today&#8221;<\/span><\/a><\/p>\n","protected":false},"author":9317,"featured_media":297687,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","wpcf-pageviews":0},"categories":[1015],"tags":[],"usertag":[],"vertical":[],"content-category":[],"class_list":["post-297686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/297686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/users\/9317"}],"replies":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/comments?post=297686"}],"version-history":[{"count":1,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/297686\/revisions"}],"predecessor-version":[{"id":308973,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/posts\/297686\/revisions\/308973"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/media\/297687"}],"wp:attachment":[{"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/media?parent=297686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/categories?post=297686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/tags?post=297686"},{"taxonomy":"usertag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/usertag?post=297686"},{"taxonomy":"vertical","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/vertical?post=297686"},{"taxonomy":"content-category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/en\/wp-json\/wp\/v2\/content-category?post=297686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}