{"id":283683,"date":"2023-04-17T16:30:30","date_gmt":"2023-04-17T14:30:30","guid":{"rendered":"https:\/\/sftarticles.wpenginepowered.com\/es\/?p=283683"},"modified":"2025-06-12T20:26:55","modified_gmt":"2025-06-12T18:26:55","slug":"cuenta-ahorros-apple-card-oficial","status":"publish","type":"post","link":"https:\/\/cms-articles.softonic.io\/es\/cuenta-ahorros-apple-card-oficial\/","title":{"rendered":"La cuenta de ahorros de Apple Card ya est\u00e1 disponible, ofreciendo un inter\u00e9s del 4,15 % en Estados Unidos"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Tras varios anuncios, rumores y esperas, la cuenta de ahorros de la Apple Card ha llegado oficialmente a Estados Unidos. La compa\u00f1\u00eda de Cupertino <a href=\"https:\/\/www.apple.com\/newsroom\/2023\/04\/apple-cards-new-high-yield-savings-account-is-now-available-offering-a-4-point-15-percent-apy\/\">ha anunciado hoy mismo<\/a> la disponibilidad de este servicio al que podemos acceder desde la app Cartera de nuestro iPhone. Un servicio con el que podemos <strong>conseguir un 4,15% de intereses<\/strong> sobre el dinero que almacenemos en la cuenta.<\/p>\n\n\n\n<!--more-->\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/923de036-7a0e-4ff6-8fcb-aea985678761\/685095516\/apple-maps-logo\" alt=\"Apple Maps\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">Apple Maps<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/apple-maps.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">Descargar<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/apple-maps.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Los beneficios de la Apple Card generando m\u00e1s beneficios<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La nueva funci\u00f3n de la Apple Card nos permite <strong>abrir una cuenta de ahorros de alto rendimiento<\/strong>. Apple ofrece este servicio de la mano de Goldman Sachs que es el responsable de gestionar los intereses del dinero y tambi\u00e9n de gestionar los intereses del Daily Cash que ganamos con el uso de la tarjeta de Apple tanto online como a trav\u00e9s de Apple Pay. Jennifer Bailey, vicepresidenta de Apple Pay y Apple Wallet, lo explica as\u00ed:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>&#8220;La cuenta de ahorros ayuda a nuestros usuarios a obtener a\u00fan m\u00e1s valor de su beneficio favorito de Apple Card \u2014el Daily Cash\u2014 a la vez que les proporciona una manera f\u00e1cil de ahorrar dinero todos los d\u00edas. Nuestro objetivo es construir herramientas que ayuden a los usuarios a llevar una vida financiera m\u00e1s saludable, y la construcci\u00f3n de la cuenta de ahorros de la Apple Card en Wallet les permite gastar, enviar y ahorrar el Daily Cash directamente y sin problemas, todo desde un solo lugar.&#8221;<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/articles-img.sftcdn.net\/sft\/articles\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-1024x576.jpg\" alt=\"\" class=\"wp-image-283687\" srcset=\"https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-1024x576.jpg 1024w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-300x169.jpg 300w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-768x433.jpg 768w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-800x450.jpg 800w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-664x374.jpg 664w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-238x134.jpg 238w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-436x246.jpg 436w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-370x208.jpg 370w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-304x170.jpg 304w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-18x10.jpg 18w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x-150x84.jpg 150w, https:\/\/articles-img.sftcdn.net\/auto-mapping-folder\/sites\/2\/2023\/04\/Apple-Card-Savings-account_big.jpg.medium_2x.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Si estamos en Estados Unidos, y partiendo de que tenemos nuestro iPhone actualizado a la \u00faltima versi\u00f3n disponible de iOS, podemos <strong>abrir la cuenta directamente en la app Cartera de nuestro tel\u00e9fono<\/strong>. Basta con que toquemos el bot\u00f3n de tres puntitos de la parte superior de la pantalla, toquemos en Daily Cash y seleccionemos Configurar cuenta de ahorros.<\/p>\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/923de036-7a0e-4ff6-8fcb-aea985678761\/685095516\/apple-maps-logo\" alt=\"Apple Maps\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">Apple Maps<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/apple-maps.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">Descargar<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/apple-maps.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Una vez la cuenta est\u00e9 en marcha, <strong>el dinero del programa de beneficios de la Apple Card llegar\u00e1 directamente a nuestra cuenta<\/strong> y empezar\u00e1 a generar intereses. Alternativamente, si lo prefiri\u00e9ramos, podemos elegir que el Daily Cash se a\u00f1ada al balance, donde no generar\u00e1 beneficios. Una elecci\u00f3n que podemos tomar seg\u00fan nuestras necesidades directamente desde la app Cartera de nuestro iPhone. Un \u00fanico lugar para gestionar nuestro dinero f\u00e1cilmente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Algunos de los enlaces a\u00f1adidos en el art\u00edculo forman parte de campa\u00f1as de afiliaci\u00f3n y pueden representar beneficios para Softonic.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un servicio con el que podemos conseguir un 4,15% de intereses sobre el dinero que almacenemos en la cuenta.<\/p>\n","protected":false},"author":9262,"featured_media":283686,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","wpcf-pageviews":0},"categories":[9317],"tags":[10823],"usertag":[],"vertical":[],"content-category":[],"class_list":["post-283683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-apple-card"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts\/283683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/users\/9262"}],"replies":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/comments?post=283683"}],"version-history":[{"count":1,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts\/283683\/revisions"}],"predecessor-version":[{"id":364945,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts\/283683\/revisions\/364945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/media\/283686"}],"wp:attachment":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/media?parent=283683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/categories?post=283683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/tags?post=283683"},{"taxonomy":"usertag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/usertag?post=283683"},{"taxonomy":"vertical","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/vertical?post=283683"},{"taxonomy":"content-category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/content-category?post=283683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}