{"id":319211,"date":"2023-12-05T08:49:40","date_gmt":"2023-12-05T07:49:40","guid":{"rendered":"https:\/\/sftarticles.wpenginepowered.com\/es\/?p=319211"},"modified":"2024-08-08T19:31:04","modified_gmt":"2024-08-08T17:31:04","slug":"socio-ideal-apple-card","status":"publish","type":"post","link":"https:\/\/cms-articles.softonic.io\/es\/socio-ideal-apple-card\/","title":{"rendered":"Este banco ser\u00eda &#8220;el socio ideal&#8221; de Apple para la Apple Card: Gurman desvela sus predicciones"},"content":{"rendered":"\n<p>La alianza entre Apple y Goldman Sachs, que ha respaldado la Apple Card durante varios a\u00f1os, est\u00e1 llegando a su fin. Seg\u00fan las \u00faltimas noticias, este acuerdo <a href=\"https:\/\/www.softonic.com\/articulos\/goldman-sachs-apple-card\">se disolver\u00e1 en los pr\u00f3ximos 12 a 15 meses<\/a>. En este contexto, <a href=\"https:\/\/www.bloomberg.com\/news\/newsletters\/2023-12-03\/apple-to-drop-goldman-sachs-for-apple-card-chase-bank-is-ideal-replacement-lppjbe7z\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Mark Gurman ha sugerido<\/a> que <strong>Chase Bank podr\u00eda ser el candidato ideal para tomar el relevo de Goldman Sachs<\/strong> y asociarse con Apple en su proyecto de tarjeta de cr\u00e9dito.<\/p>\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/aa0ea39a-3047-47be-9b3a-938ac771524a\/234379927\/ios-17-download-ios-17.jpg\" alt=\"iOS 17\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">iOS 17<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/ios-17.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">Descargar<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/ios-17.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Un socio ya conocido para una transici\u00f3n suave<\/h2>\n\n\n\n<p>JPMorgan Chase &amp; Co, m\u00e1s conocido como Chase, ya tiene una relaci\u00f3n establecida con Apple en diversas iniciativas financieras, lo que lo convierte en un socio l\u00f3gico y estrat\u00e9gicamente adecuado. <strong>Chase fue uno de los primeros socios en adoptar Apple Pay<\/strong> y actualmente gestiona una parte significativa de los $60 mil millones en efectivo de Apple. Adem\u00e1s, colabora con Apple en el programa de Ultimate Rewards, ofreciendo descuentos en productos Apple a sus clientes. Una sinergia preexistente entre ambas entidades que podr\u00eda facilitar una transici\u00f3n suave en la gesti\u00f3n de la Apple Card.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Apple Pay | The Dance | Apple\" width=\"840\" height=\"473\" src=\"https:\/\/www.youtube.com\/embed\/uaSlyiFVhSw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Curiosamente, en los primeros d\u00edas de la Apple Card, cuando Apple buscaba socios, Chase, junto con American Express y Citigroup, se mostr\u00f3 reticente a colaborar. En aquel momento, <strong>no estaba claro si la empresa de la manzana tendr\u00eda \u00e9xito en este nuevo proyecto<\/strong>. Sin embargo, con millones de usuarios actualmente, la situaci\u00f3n ha cambiado, y es probable que los bancos que inicialmente se mostraron esc\u00e9pticos est\u00e9n reconsiderando su posici\u00f3n.<\/p>\n\n\n\n<p>Un cambio en la asociaci\u00f3n para la Apple Card podr\u00eda implicar algunos ajustes. Seg\u00fan Gurman, si Apple decide trabajar con Chase, podr\u00edan surgir interrogantes respecto a la cuenta de ahorros Apple Savings, la cual ofrece actualmente una <a href=\"https:\/\/www.softonic.com\/articulos\/cuenta-ahorros-apple-card-oficial\">tasa de retorno del 4.15%<\/a> bajo Goldman Sachs. Chase no ofrece cuentas de ahorro de alto rendimiento similares, lo que podr\u00eda <strong>llevar a Apple a buscar un socio diferente para este producto concreto<\/strong>.<\/p>\n\n\n<div class=\"sc-card-program\">\r\n  <div class=\"sc-card-program__body\">\r\n    <div class=\"sc-card-program__row clearfix\">\r\n      <div class=\"sc-card-program__col-logo\">\r\n        <img decoding=\"async\" class=\"sc-card-program__img\" src=\"https:\/\/images.sftcdn.net\/images\/t_app-icon-m\/p\/aa0ea39a-3047-47be-9b3a-938ac771524a\/234379927\/ios-17-download-ios-17.jpg\" alt=\"iOS 17\" width=\"100px\" height=\"100px\">\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-title\">\r\n        <span class=\"sc-card-program__title\">iOS 17<\/span>\r\n        <a class=\"sc-card-program__button sc-card-program-internal\" href=\"https:\/\/ios-17.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\">Descargar<\/a>\r\n      <\/div>\r\n      <div class=\"sc-card-program__col-rating\">\r\n        <svg class=\"rating-score__content\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" x=\"0\" y=\"0\" viewbox=\"0 0 50 50\" enable-background=\"new 0 0 50 50\" xml:space=\"preserve\"><path class=\"rating-score__background rating-score--good\" fill=\"none\" stroke-width=\"6\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><path class=\"rating-score__value rating-score__value--0\" fill=\"none\" stroke-width=\"6\" stroke-dashoffset=\"0\" stroke-miterlimit=\"10\" d=\"M40 40c8.3-8.3 8.3-21.7 0-30s-21.7-8.3-30 0 -8.3 21.7 0 30\"><\/path><text class=\"rating-score__number\" content=\"\" text-anchor=\"middle\" transform=\"matrix(1 0 0 1 25 31.0837)\" data-auto=\"app-user-score\"><\/text><\/svg>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <span class=\"sc-card-program__description\"><\/span>\r\n    <\/div>\r\n    <div class=\"sc-card-program__row\">\r\n      <img decoding=\"async\" class=\"sc-card-program__bigpic\" src=\"\" onerror=\"this.style.display='none'\">\r\n    <\/div>\r\n    <a class=\"sc-card-program__link track-link sc-card-program-internal\" href=\"https:\/\/ios-17.softonic.com\/iphone\" target=\"_self\" rel=\"noopener noreferrer\"><\/a>\r\n  <\/div>\r\n<\/div>\n\n\n\n<p>El panorama de la Apple Card est\u00e1 en un momento de transici\u00f3n, <strong>con Chase posicion\u00e1ndose como un posible &#8220;socio ideal&#8221; para llenar el vac\u00edo que dejar\u00e1 Goldman Sachs<\/strong>. La experiencia previa y las actuales colaboraciones entre Chase y Apple podr\u00edan ser clave para una futura alianza en el mundo de las finanzas digitales y las tarjetas de cr\u00e9dito y, con suerte, una expansi\u00f3n de la tarjeta a otros pa\u00edses y regiones.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Una futura alianza en el mundo de las finanzas digitales y las tarjetas de cr\u00e9dito y, con suerte, una expansi\u00f3n de la tarjeta a otros pa\u00edses y regiones.<\/p>\n","protected":false},"author":9262,"featured_media":319214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","wpcf-pageviews":1},"categories":[9317],"tags":[],"usertag":[],"vertical":[],"content-category":[],"class_list":["post-319211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts\/319211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/users\/9262"}],"replies":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/comments?post=319211"}],"version-history":[{"count":0,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/posts\/319211\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/media\/319214"}],"wp:attachment":[{"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/media?parent=319211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/categories?post=319211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/tags?post=319211"},{"taxonomy":"usertag","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/usertag?post=319211"},{"taxonomy":"vertical","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/vertical?post=319211"},{"taxonomy":"content-category","embeddable":true,"href":"https:\/\/cms-articles.softonic.io\/es\/wp-json\/wp\/v2\/content-category?post=319211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}